1st Mortgage Products (indicative only)

Summary of 1st Mortgage Products (presented as at 1 March, 2014)

LOAN FEATURES

Purpose
Any non-Regulated purposes. SMSFs OK

Loan Amount
$20,000.00 to $3,000,000.00

Interest Rates
All fixed rates, from 7.95% p.a. (for 50% LVRs) (individual circumstances of an application will be considered when pricing).

Maximum LVR
65%

Term
Minimum: 3 months
Maximum: 5 years (rates must be pre-negotiated)
Terms may be rolled-over indefinitely upon maturity subject to satisfactory conduct.

Security
Residential 
Vacant Land
Commercial
Industrial

Location
Victoria Only

Serviceability
Self-Certified (for Lo Doc)
Letter from the Borrower(s) / Guarantor(s) Accountant confirming that they have the capacity to meet the financial obligations of their loans without hardship

Cash Out
Yes – NO RESTRICTION

Credit History
Unpaid judgements & defaults acceptable

LOAN FEES

Loan Amount
$10k - $100k
$100,000 plus

Approval Fee
From $1,100
From 1.1%

Legals
From $990
From $1100

Annual Compliance Fee (From 0.25% p.a. paid monthly)

Please note that individual applicant circumstances and/or security property characteristics may have an impact on interest rates / fees. This summary and information contained in it are indicative only and subject to change.