1st Mortgage Products (indicative only)
Summary of 1st Mortgage Products (presented as at 1 March, 2014)
Any non-Regulated purposes. SMSFs OK
$20,000.00 to $3,000,000.00
All fixed rates, from 7.95% p.a. (for 50% LVRs) (individual circumstances of an application will be considered when pricing).
Minimum: 3 months
Maximum: 5 years (rates must be pre-negotiated)
Terms may be rolled-over indefinitely upon maturity subject to satisfactory conduct.
Self-Certified (for Lo Doc)
Letter from the Borrower(s) / Guarantor(s) Accountant confirming that they have the capacity to meet the financial obligations of their loans without hardship
Yes – NO RESTRICTION
Unpaid judgements & defaults acceptable
$10k - $100k
Annual Compliance Fee (From 0.25% p.a. paid monthly)
Please note that individual applicant circumstances and/or security property characteristics may have an impact on interest rates / fees. This summary and information contained in it are indicative only and subject to change.